{"ok":true,"result":{"slug":"loan-calculator","name":"Loan Calculator","summary":"Fixed-rate loan or mortgage repayment: monthly payment, total interest, total repaid, a yearly amortisation summary and optionally the full monthly schedule.","description":"Calculate the monthly repayment, total interest and total cost of a fixed-rate loan or mortgage, with a yearly amortisation table and CSV export.","method":"POST","endpoint":"/api/v1/tools/loan-calculator","plan":"free","mcpName":"loan_calculator","input":{"type":"object","additionalProperties":false,"properties":{"amount":{"type":"number","description":"Amount borrowed.","minimum":0},"rate":{"type":"number","description":"Annual interest rate in percent, e.g. 6 for 6%. Interest is charged monthly at rate ÷ 12.","minimum":0,"maximum":100},"term":{"type":"number","description":"Loan term in termUnit; must come to a whole number of months, at most 600.","minimum":0},"termUnit":{"type":"string","description":"years or months.","default":"years","enum":["years","months"],"maxLength":200000},"schedule":{"type":"boolean","description":"Include the month-by-month schedule (payment, principal, interest, balance).","default":false}},"required":["amount","rate","term"]},"example":{"amount":200000,"rate":6,"term":30,"termUnit":"years"},"randomOutput":false,"network":false,"docs":"https://pithlab.com/developers/tools/loan-calculator","page":"https://pithlab.com/tools/loan-calculator"}}